Research Underwriters - A Leader in the Commercial Insurance Industry

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Insurance Solutions for the Commercial Transportation Industry

Research Underwriters specializes in auto insurance and workers compensation for the transportation industry.
We access the most competitive markets for first dollar coverage, and have emerged as the nation's leader in designing creative alternative risk financing programs including high capacity deductibles, self insured retentions and captives.

Learn more about Research Underwriters

Commercial Auto Insurance

Research Underwriters has served as a national leader in the transportation insurance industry for nearly 60 years. Our specialization and commitment to this industry ensures that our clients receive the coverages they need, at the most affordable rates available.

Taxicab Programs

We offer a wide variety of coverages for your taxi company, with broad acceptability of vehicles and drivers. Ensure you have the right protections in place in the event of an accident, damage to your vehicle, or injury to a passenger.

Trucking Programs

We provide insurance for all trucking operations, including dry freight commodities, refrigerated commodities, flat-bed operations, and general trucking. We represent carriers that can provide coverage for local, intermediate, and long-distance radius operations. Whether you have a single truck or a large fleet, we have insurance solutions for your business.

Bus Programs

Our bus program has specialized offerings with trusted insurance carriers. We work with Charter Bus, Tour Bus, Sightseeing, Transit, and School Bus operations. We have long-standing relationships with leading bus insurance carriers, allowing you to receive the best value for your dollar.

Paratransit/Ambulance Programs

We partner with the top insurance carriers that cater specifically to this highly specialized transportation area. Coverage is available for ambulette services, non-emergency medical transport, and for-hire handicapped transportation.

Limousine/Livery Programs

We have access to the top specialty markets available for the limousine and livery businesses, allowing us to offer you competitive pricing on all of your insurance needs. Whether you operate classic stretch limousines, luxury SUVs, or limo buses, we have a program to suit your unique business.

Protecting Your Business

Research Underwriters has a staff of experienced professionals that can design programs uniquely suited for your business. We provide comprehensive solutions that cover all exposures, allowing you to focus on your business.

General Liability

Every business needs the protections provided by liability insurance coverage. Safeguard your assets in the event that your services, products, or operations result in bodily injury or property damage to a third party.

Workers Compensation

Our Workers Compensation programs protect your business against claims resulting from injuries to employees. Traditional insurance, coupled with effective safety programs, can reduce workplace injuries and ensure a healthy, productive workforce.

Employment Practices

General Liability policies exclude claims that do not result in bodily injury or property damage, meaning that if your business causes a financial loss to a third party, you will not be covered. Professional Liability policies fill this gap, providing financial assistance to cover judgments, settlements, and defense costs.

Alternative Risk

Captive Insurance Programs allows businesses to gain ownership and control all aspects of their insurance programs, including costs and profits. We facilitate the creation and management of single-parent, group, and rental captive options for our clients.